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Terms of Use

Welcome to your GUIDE & "Hobknob's Mid-Term Mastery" program offered by Brian Rios and the HobKnob team! By accessing and using our course materials, you agree to comply with the following terms and conditions:

1. Intellectual Property

All content provided through this Mid-Term Mastery program and Guides, are the intellectual property of HobKnob and are protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our explicit permission.

2. No Legal or Financial Advice (IMPORTANT DISCLAIMER)

The information provided in these GUIDES & Mid-Term Mastery program is based on personal opinions and experiences. It does not constitute legal, accounting, financial, or professional advice as we are NOT attorneys, accountants or any profession that requires a license. You are responsible for seeking professional advice for your specific circumstances. We do not guarantee the accuracy of anything that is included in the entirety of this course. We are not held liable for any physical, psychological, emotional, financial or commercial damages. Including but not limited to special, incidental consequential or other damages. YOU are RESPONSIBLE for your own choices actions or results.

3. User Conduct

You agree not to engage in any activity that may disrupt or interfere with the course experience, including but not limited to unauthorized access, spamming, or uploading malicious content.

4. Privacy

Your use of these GUIDES & Mid-Term Mastery program is subject to our Privacy Policy, which can be found at Privacy Policy. By using the course, you consent to the collection and use of your information as outlined in the Privacy Policy.

5. Modifications

HobKnob reserves the right to modify, suspend, or terminate the course at any time. We may also update these terms without prior notice. It is your responsibility to review these terms periodically.

6. Limitation of Liability

HobKnob and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use any part of this Mid-Term Mastery program.

7. Governing Law

These terms are governed by the laws of Indiana. Any disputes shall be resolved through arbitration in accordance with the rules of Arbitration, which can be found at Arbitration Policy.

By accessing any part of this GUIDE & Mid-Term Mastery program, you acknowledge that you have read, understood, and agreed to these terms.